Friday, November 6, 2020

Side Effects


So much has happened in one year.  I tried to be an independent broker, failed and got my old job back. Since then the whole world changed.  There was a worldwide pandemic, we went into isolation and held our breaths for a Vaccine. 


Once you fall hard you learn to fail harder. The concept that failure is learning, the more you fail the more you learn. It’s side effect is less fear.


The big “C” word


One of the many side effects of the pandemic is it has people thinking about their future. If you have anxiety about death in the time of the Covid crisis, now more than ever is the time to talk about LIFE.  Health exams may be waived and depending on the pandemic’s mortality rate life insurance prices might rise in the future. There’s  uncertainty about how the virus affects long-term health and life expectancy.  The best thing to do is to guarantee insurability before insurance application questions include covid exposure or diagnosis.