Obamacare ... I care

Hospital indemnity ... not Health Insurance but makes it better

It pays a set amount per day or per visit – if you're confined to a hospital bed or visit the ER.  Health Insurance pays for medical services.  Hospital Indemnity pays you.  It helps pay copays and pays you for emergency room visits or unexpected Injuries.

Affordable Care Act - Will the number of choices drop?

If choices drop premiums may increase.  This may increase your deductible.  Hospital Indemnity would help meet your deductible and unexpected expenses.




Ever got paid for just laying in bed?

Imagine missing work because your child got hurt playing hockey.  You have Health Insurance and that's great - It'll cover the ER visit.  But Hospital Indemnity pays you money for the visit to the ER.  And if you get admitted, it'll pay for each day you're in the hospital.  The money can go towards other bills, or to upgrade to a private room in the hospital.  It can be used for copays or other bills.  Parents with kids in sports know Hospital Indemnity  policies make up for the annoying ER visits.





It's not Health Insurance but makes it better 

It's supplemental and the cost is usually under $20 per month ... totally worth it.
A 3 day stay in the Hospital pays you $720.00.  Not bad for just laying in bed.

        
Teresa