I.O.U. and sometimes Y

Actually... O.E.M.

OEM VS Generic Crash Parts

Does your insurance co pay for OEM parts?

Replacement crash parts like fenders, hoods and doors panels provided by the manufacturer are called original equipment manufacturer (OEM) parts. Parts that are made by generic companies or aftermarket crash parts are usually at a lower cost.

Ranking

Source: S&P Global Market Intelligence

[hugs]
Teresa