Mr. Frosty

They have seen an Audit or Two 

An Audit is done annually by an insurance company, usually before renewal to checks on the payroll or revenues of a business owner, to make sure  the policy reflects accurate rating information.

Mr. Frosty business owner had $500,000 in sales and the policy premium is based on this.  To save money the owner tells the insurance company sales are  $250,000.  During the audit  the insurance company finds the business did half a million in sales.  The Insurance company will adjust  last year's policy cost and the balance amount is due.  Some businesses will try to save money with a low estimated payroll or sales, but there's no way around it because insurance companies have seen this tactic once or twice before.

Defrosting 

Meteorologist Ken Weathers defrosts a windshield with rubbing alcohol and water in a spray bottle.

Clearing frost from your windshield

Stalk Santa

He's making his list ... Now you can stalk Santa and his elves with Google's Santa tracker


Santa's Village