All You Need Is Love

Happy Valentine’s Day 

Here’s 14 (wink) awesome design ideas from the internet

• Mount curtains high above your windows
• Hang art pieces at eye level
• Style decorative objects in groups of three
• Layer your light sources
• Use up lighting 
• No Matchy-Matchy
• Minimize your Kitchen countertop decor
• Karate Chop your pillows 
• Buy only what you love
• Place furniture two inches from walls 
• Add one black object to every room
• Less is more when it comes to  tchotchkes     
• Put cocktail tables at arms length 
• Add texture to rooms with rugs, wood, stone and metal

Love is all you need.  And LIFE insurance is LOVE Insurance

Return of Preium Life Insurance  

At the end of the 20 or 30 year term if you outlive the policy you get a 100% refund of all the premium you paid.

Return of premium life insurance, is term insurance that provides for a return of premiums paid at the end of the policy term.

ROP offers a guaranteed amount of life insurance at a rate that is fixed for the entire term but at the end of the term period, return of premium term insurance refunds 100% of all premiums paid.

ROP term insurance provides relatively inexpensive life insurance protection with a completely guaranteed money back feature.